Peoples Savings Bank




Elma, IA • (641) 393-2301

A Division of Security State Bank Sutherland, Iowa

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At PSB, we offer a variety of loan products. Our loan officers work hard to determine what type of loan best suits your needs and budget. Save time, stress and money by working with our lending staff. We want you to understand your loan choices.


Our agricultural or commercial loans can be used for expansion, capital improvements, refinancing existing real estate loans, and restructuring debt. They are available with varying maturities and fixed or variable interest rates. We will work with you to create a financing package that meets your individual needs.

  • Construction Loans
  • Equipment Financing
  • Livestock Loans
  • Operating Lines of Credit
  • Real Estate Loans

In addition, we can develop financing solutions using FSA Guaranteed Loans and offer competitive, long-term fixed rate financing through various loan programs.

Consumer Loans

Whether you choose to finance a new car, truck, or want to consolidate current debt, we can work with you.

  • Consumer installment
  • CD Secured loans

Home Mortgage

Whether you are buying a new home or refinancing a current one, let us help you find the loan that best suits your needs

  • Conventional fixed rate residential financing
  • Construction loans
  • USDA Guaranteed Rural Development loans

Federal Home Loan Bank Home$tart and HomeStart Plus grants may be used for down payment and closing costs or to rehabilitate a new residence for qualifying buyers.

Home$tart Frequently Asked Questions

Loan Applications

Consumer Loan Application

E-mail or call us at 641-393-2301 to have a real estate loan application sent to you!